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Legal & Regulatory

Disclosures

Important information about North Bay Wealth Management, our registration, and the terms under which we provide advice and communicate with clients.

General Disclosure

Investment advice offered through North Bay Wealth Management, a Securities and Exchange Commission registered investment advisor able to provide investment advice in states where it is registered, exempt, or excluded from registration. Content contained herein is not intended and should not be construed as personalized investment advice or an offer for the purchase or sale of any security, insurance, or other investment product. North Bay Wealth Management is an investment advisor registered with the U.S. Securities and Exchange Commission. Registration does not imply any particular level of skill or training, and does not constitute an endorsement, approval, or recommendation of the firm by the SEC or any other regulatory authority. North Bay Wealth Management does not prepare tax returns or provide legal advice; tax-related planning is coordinated with your CPA, who leads on filing. Please consult with a qualified financial, tax, accounting, or legal professional before implementing any ideas or strategies discussed here. Content provided may be obtained from sources believed to be reliable but cannot be guaranteed as to its accuracy or completeness.

Investment Risk

Investments involve the risk of loss, including possible loss of principal. Past performance is no guarantee of future results, and no strategy can assure a profit or protect against loss in a declining market. Diversification does not guarantee a profit or eliminate the risk of loss. Any forward-looking statements or projections are subject to change and are not guarantees of future performance.

Interactive Tools & Illustrations

The questionnaires, worked examples, hypothetical illustrations, and sample allocations on this website are educational tools and simplified illustrations. They rely on figures you enter and on general assumptions that may not match your situation; results may vary with each use and over time and are not forecasts, projections, or recommendations. They do not predict the performance of any security, portfolio, or North Bay Wealth Management strategy, and they do not reflect all costs, taxes, or risks. Hypothetical illustrations have inherent limitations and should not be relied on to make decisions. Consult your CPA, attorney, and advisor before acting.

Form CRS & Form ADV Part 2A

Our Form CRS (Client Relationship Summary) summarizes our services, fees, conflicts of interest, and disciplinary history. Our Form ADV Part 2A (Brochure) describes them in full. Both are also available through the SEC's Investment Adviser Public Disclosure (IAPD) system, and on request.

Privacy Policy

We are committed to protecting the privacy and security of the personal and financial information you share with us. Our full Privacy Policy describes the information we collect, how it is used and safeguarded, and the limited circumstances under which it may be shared.

Read our Privacy Policy (PDF) → (opens in new tab)

Website Analytics

This website uses Google Analytics to understand how visitors use the site, including pages viewed and how visitors arrive here. Google Analytics may use cookies and collect technical and usage information, including browser and device details, approximate location, and interactions with the site. We use analytics reports to understand website traffic and improve the site. We have disabled Google's advertising features. Information submitted through forms is handled as described in our Privacy Policy.

You can opt out of Google Analytics by installing the Google Analytics opt-out browser add-on (opens in new tab) or by blocking cookies in your browser settings.

Text Messaging Consent

If you check the text-message consent box on a form on this website, you agree to receive text messages from North Bay Wealth Management at the number you provide. Message frequency varies. Message & data rates may apply. Reply STOP to opt out at any time or HELP for help.

Contact

North Bay Wealth Management
140 2nd Street, Ste. 310, Petaluma, CA 94952
(707) 971‑7069  ·  [email protected]